Si crees que eres victima de robo de identidad o temes que alguien puede usar tu información sin tu consentimiento, puedes poner una alerta de fraude en las tres agencias de credito: Experian, Equifax y Transunion, para cerciórate que se le va a otorgar crédito a nadie sin tu consentimiento.
Usa la siguiente carta en ingles para enviárselas a las agencias de crédito, adjunta a la carta copia de tu identificación y prueba de dirección; introduce tu información donde está la información en [corchetes]:
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[nombre]
[direccion]
[ciudad, estado zip]
[fecha]
TRANSUNION
P.O. Box 6790
Fullerton, CA 92834
RE: Fraud Alert Statement
To Whom It May Concern:
In accordance with the Fair Credit Reporting Act and protection of my credit information, I respectfully request that you do the following immediately:
- Please add a consumer alert to my credit file: Do not issue credit without calling me first at this phone number: [(xxx) xxx-xxxx]
- Remove my name from any and all marketing mailing lists and promotions to any entity.
- Do not change my mailing address or phone number without verification from me in writing.
My current address is: [direccion]
My current phone number is: [numero de telefono]
Enclosed please find my ID to confirm. - Do not provide my credit report to anyone without my prior permission by phone, fax, or in writing. Please provide me whatever information is necessary to set up a secret password that I may use for telephonic communications.
If I do not hear from you otherwise in writing within ten (10) business days of receipt of this letter, I will assume that you unconditionally agree to all of the above.
Thank you for your prompt attention to this matter.
Yours truly,
____________________
[nombre]
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Aqui estan las direcciones de Experian y Equifax:
EXPERIAN
PO Box 9556
Allen, TX 75013
EQUIFAX
P.O. Box 740256
Atlanta, GA 30374
